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Considering the financing and accessibility of home care services, it is worth noting that are, to some extent, unavailable to most consumers. Perhaps Joan and Jerry were lucky in the sense that the federal and state governments play a role in public financing of patients that need long-term care. In this regard, two programs, namely Medicare and Medicaid, are available to consumers who may need long-term care. However, the criterion for receiving such long-term care is based on two scenarios, which locks out many prospective consumers of home healthcare. For example, only poor elderly patients who are either eligible or covered by Medicaid can access such services. Additionally, only patients recovering from acute conditions who had previously enrolled for Medicaid can get the home healthcare services on long-term basis (Pratt, 2010).&nbsp.