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David and Mary Newson earn a total $5,200 a month. They pay afterschool daycare for their 2 kids of $550 a month since they both work til 6pm. They mortgage is $1200 a month. Groceries is $500. They also have family night each Saturday and spend a total of $300. David truck has no payments. They recently bought a larger vehicle for the family and they pay a total of $710 for car note, insurance and gas. Their oldest daughter is on a dance team and it cost $75 a month. Utilities a month are $700. There youngest daughter has braces and payment is $200 a month. Do the Newson family have enough money to save 20% if not what are some suggestions?