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Need an research paper on near field communications, features of iam 2. Needs to be 5 pages. Please no plagiarism. “iAM application” is very useful and effective in executing eWallet when processing secure payments. This is very crucial when the end-user wants to make payments using his or her online payment methods. Through the use of iAm, the user will be guaranteed to make secure payments because the user is authorized through the use of his identity and he can easily interact with the application at ensuring that all factors are taken into consideration which allows only the right access.